Archive for September, 2009
September 24th, 2009 | 
Author: In today’s time and age, if put into the wrong hands, your personal records can be used for all kinds of purposes. Identity theft has become a big issue nowadays, and it is in your best interest that you keep yours in a safe and secure place.
Some of the most valued “records” that you have are probably personal letters, photographs, and such mementos as newspaper clippings, diplomas, and graduation programs. Do not feel guilty about saving these, but do not be overly sentimental either – throw out the scraps that will mean little as time passes.
Here are three tips to share with you on how to manage your personal records:
1) To protect these mementos from fire or flood and to keep them all in one place as well, store them in a metal strongbox or a small footlocker.
2) Make sure you have copies of all birth, marriage, divorce, and death certificates. These records are filed permanently either in a state vital statistics office or in a city, county, or other local office.
3) To get copies of a birth certificate, write to the appropriate office of the capital of the state where the birth took place. The office may be listed in the phone book under “Vital Statistics” or “Health Department”. It may even be listed under “Birth Certificates” in a quick reference list of state of local government offices.
Besides your own personal records in a box that can withstand fire and water, you should consider having a permanent file as well. This file should contain the deed to your home, your mortgage agreement, and other papers from the closing – such as surveys and title guarantees.
Posted in 
“The difference between the impossible and the possible lies in a person’s determination.” — Tommy Lasorda
Investing in commercial investment real estate can be one of those things that gets you out of your comfort zone.
The main reason is most of us have not had a lot of practical experience with investing in commercial real estate. Especially over a long period of time.
I remember when I was a little kid the piggy bank. I went from the piggy bank the the Savings and Loan (Remember those?) and then to a CD, and then to a money market account and then to a mutual fund, etc.
Out of your comfort zone investing.
It was a number of years before I considered commercial investment real estate. Or was even exposed to the possibilities of building my wealth through commercial investment real estate.
It all starts with your first commercial property – whether it be an apartment building, mini-storage, office building, strip mall…as long as the net income and property type fits your goals, it doesn’t matter. But you’ve got to get started with number one, then focus on the next steps.
This will involve getting out of your comfort zone, and you 100% need to get out of your comfort zone to be successful. To be a successful commercial real estate investor especially.