February 13th, 2010 | 
Author: It never fails to amuse me to hear critics of debt settlement warning those who are considering this form of debt relief that they may be facing a tax liability as a result of canceled debt. Even funnier are the warnings about the effect that debt settlement will have on your credit score.
Why do I find this amusing? Well, apparently these so-called “experts” have never been in a situation where they’re forced to choose between bankruptcy, debt consolidation, debt settlement or consumer credit counseling. When you’re faced with tough financial decisions, and you’re unable to make ends meet, the last thing you should be concerned with is your credit score. Rather, it’s time to find a solution to put your debt and sleepless nights behind you.
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