As the economy turns South crime will rise; it always rises with higher unemployment figures and more foreclosures. Some believe that this is because people who are out of work have extra time on their hands and/or have no money to buy things, so they make do with stealing from you; oh, great you say? Indeed, and you have to protect yourself against crime, for instance get a good security system. You need to do this for a couple of reasons.

One, you can scare criminals away, and two you can get a lower price on business insurance if you have a solid alarm system. Some insurance companies now will give you discounts if you have an alarm system with automatic video launching motion sensors, false alarm deactivation, or a system that talks to the criminals with a digital voice warning them that the video system will start in 2 minutes if they do not leave the property.

No, you cannot entirely stop crime, after all, we’ve been trying to do that since our nation was founded, but you can reduce it. Consider the crime triangle, like the fire triangle, but instead of “heat-fuel-air” you have “criminal-opportunity-location” and if you take any one of those items away, the criminal moves on to another target.

So, if your alarm system takes away the opportunity, the criminal leaves and there is no crime. If you make your location unworkable, the criminal goes away. If your security system helps catch the criminal the police lock him up and it’s a done deal. Thus, you can see why insurance companies are happy to lower premiums for businesses that have their act together. So please consider all this.

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